Biweekly Payment Plan Benefits Blog

Our Simple Mortgage Payment Calculator Can Revolutionize Your Retirement

Not an Impossible Dream

If someone told you a simple mortgage payment calculator could change your standard of living in retirement, it would seem improbable. If they also told you it was possible to pay off your mortgage years early and buy retirement rental income property, it would seem an impossible dream. Yet, if you understand just a few concepts and put them to work as a part of your retirement plans, this is a dream that can become reality.

It is a commonly accepted truth by experienced financial planners that one of the secrets to...

January 5, 2014

Our Biweekly Loan Calculator Can Help Achieve a Debt-Free Retirement

Pay Me Know or Pay Me Later

With more than 6,500 Baby Boomers turning 65 every day of the year, the subject of retirement is an increasingly vital issue for millions of Americans. While there is much advice and guidance about how to prepare for retirement, one of the single most important considerations is being debt free. Noted financial advisor Dave Ramsey makes the point that being debt free is a...

December 31, 2013

The Automobile Payment Calculator: How to Control Your Total Auto Costs

The “Easy Monthly Payment?

The automobile began its process of transforming how Americans viewed mobility in the early 1900s. It was also responsible, however, for how we view the idea of credit. American consumers were primarily “cash and carry” buyers until the automobile manufacturers made monthly payments a popular way to purchase their products. As more families bought the new vehicles, the monthly car payment became a part of the average budget. An automobile payment calculator became an essential part of the auto dealer business.

The focus then, as now, was on how much...

December 26, 2013

Use a Biweekly Amortization Schedule Calculator to Eliminate Subprime Debt

Paying the Price

http://www.bankrate.com/brm/news/debt/debtmanageguide/beware-subprime1.asp

If you have a FICO score of less than 620, it’s a safe assumption that the loans you pursue are subprime. That isn’t necessarily a bad thing, because you often can justify the higher cost of such a loan when you need something like a car to get to work. However, using a biweekly amortization schedule calculator such as we have at Half A...

December 21, 2013

A Loan Repayment Schedule to Eliminate Your Student Loans

A National Crisis

For many individuals and our nation as a whole, the problem of student loans is a persistent concern. In fact, the crisis at the national level is even impacting the rate of the housing recovery. According to a recent statement by a spokesperson for the Consumer Financial Protection Bureau, “Three-fourths of the fall in household formation can be directly correlated to student debt.” Instead of having a loan repayment schedule, many people burdened with student loans are concerned with the amounts they owe and want no more debt.

...

December 16, 2013

The Loan Payoff Calculator Route to Financial Freedom

The Loan Payoff Calculator and Financial Freedom

Many people today don’t realize that it is actually possible to achieve financial freedom from debt. With the burden that many face from mortgages, credit cards, and other sources of debt, the idea of paying off all their loans seems to be a fantasy. Even worse, many continue to add to their load of debt. According to an article in Time magazine this year, Americans are back on the road...

December 8, 2013

Payoff Christmas with a Credit Card Payment Calculator

The Everlasting Christmas

If you enter the Christmas shopping season with credit card debt, you’ll want to use our credit card payment calculator to determine how quickly you can pay off that balance. If you’re in debt and adding to it, you’re far from alone. According to a recent Time magazine article, we’re told:

“Our collective exercise in austerity appears to...

December 3, 2013

A Tool for Students: Our Credit Card Payment Calculator

Facing More than Student Loan Debt

You’ll find the credit card payment calculator available at Half A Payment™ useful if you’re one of the millions of student dealing with a heavy credit card debt. According to sources quoted at ...

November 21, 2013

The Minimum Payment Trap

One of the main concerns expressed during the recent congressional hearings on credit card debt was the trap created for those who only make minimum payments on their balances. While these are supposedly a convenience for the consumer, the debt payment calculator at our website shows just how costly this aspect of credit cards really is.

According to...

November 14, 2013

Slaying the Dragon

We would like the opportunity to show you how our simple payoff calculator can be the tool that motivates you to slay your dragon of personal debt. While it is depressing that CNNMoney reports the median American household debt is more than $75,600, the more stunning fact is that only 57 percent of all American families earn more than they spend each year. That means the other 43 percent...

November 10, 2013