While many Americans continue to struggle under a mountain of debt, the Federal Reserve tells us that that the total household debt is declining. Americans shaved as much as $78 billion dollars off their debt commitments in the first quarter of 2013. Some consumers have learned more about the secrets of eliminating debt by using a loan payoff calculator such as we provide at ...
With more than 5,500 Americans turning 65 every day, retirement is an issue that gets a great deal of media coverage. Sadly, statistics and studies show that well over half of all senior citizens are not financially prepared for retirement. However, as CNNMoney points out, it’s never too late to take steps to improve your retirement situation....
When you have high credit card bills, it can be a small mountain to climb, especially with all of the other things you have to pay for in your life. The fact that credit card companies allow you to pay off your debt to them slowly but surely over time, while accruing more interest on top of the amount you are still spending on your bill, can quickly spiral into true credit card debt that will be very difficult to climb out of. Which is why using the credit card calculator from Half A Payment is so helpful.
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Even financially challenged people can buy a home. With a helping hand and the optimal payment plan, you can payoff a mortgage years early. First time home shoppers are wise to research financial expert websites to understand mortgage terms before buying a home and use a mortgage payoff calculator to plan for an early payoff.
You spend your extra payment Allowing Half a Payment™ to help you save money by scheduling and paying your bills gets you out of debt faster. The bills you have get...
When you are trying to get mortgage debt under control, a biweekly mortgage might give you a boost to get your home loan back under control. A bi weekly mortgage calculator can help you calculate the length of time before your loan is repaid.
Biweekly Mortgage BenefitsA mortgage payoff calculator may illustrate how much you will save when you use a biweekly payment plan, but recognizing all of the benefits of paying for your mortgage every two weeks can help you determine if it is the right choice for your plans.
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Creating a budget based on a bi weekly schedule is one of those activities that everyone knows is vital to saving money and staying debt-free, but is also easier said than done. If you've ever made yourself a mental note to sit down and make a budget, than you probably know better than anyone...
Dealing with the Burden of Student Loans
When you are young and excited about preparing for a new career, it is easy to pile up a lot of debt for your education without giving much thought to repayment. However, many people today are burdened with significant debt levels from their student loans. Dealing with the problem can seem to be impossible. However, you can use a student loan calculator at Half A Payment™ and gain new hope about your situation. As our easy-to-use payoff calculator will show you, it is possible to make real progress on getting rid of this debt and saving thousands of dollars in the...
The recession of 2008-09 and our national demographics have put a new priority on the subject of individual financial literacy and understanding concepts behind a tool like the payoff calculator. For generations, many people in America simply lived one paycheck to the next. The standard of living increased but it wasn’t until the post-WWII...
Since its...
The Looming Crisis
As the demographic wave of aging Americans approach retirement, many workers are ill-prepared to enter retirement from a financial perspective. According to International Business Times, well less than 50 percent of all future U.S. retirees will have any more than their less-than-adequate Social Security check to rely upon for survival. This can be somewhat remedied for many homeowners by use of a mortgage payoff calculator.
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