Biweekly Payment Plan Benefits Blog - Half A Payment

Paying Off Credit Card Debt is an Achievable Goal! – Half A Payment

Are You a Slave to Credit Card Debt?

Many people today consider credit cards to be the source of financial slavery and paying off credit card debt seems an impossibility. The ...

September 26, 2013

Save Money On Your Car with a Vehicle Payment Calculator - Half A Payment

Using Debt Wisely

It is sometimes possible to get emotional over the issue of debt. When you find yourself over your head in debt and unable to make your monthly payments, it is easy to blame credit for the problem. While a vehicle payment calculator can help solve the problem, the truth is that access to credit and the wise use of debt is a fundamental strength of our consumer-driven economy.

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September 22, 2013

A Mortgage Payoff Calculator That Can Save You Money! - Half A Payment

The American Dream or Nightmare?

For decades the concept of the American Dream contained an element of home ownership. Most Americans made the biggest financial decision of their lives by buying a home, taking out a mortgage, and spending the rest of their working lives paying it off. That monthly payment was and is a big part of the family budget. For many, having a debt-free home in retirement was a primary goal and source of financial security. For this reason, use of a mortgage payoff calculator gained increasing popularity.

Since 2008, millions of Americans have been blindsided by the nightmare version of this dream. Yet mortgages are still a part of...

September 18, 2013

Benefits of Bi-Weekly Payments - How They Can Help You Get Out of Debt - Half A Payment

Half A Payment™ bi-weekly payments schedule provide benefits many people don't realize. Not only can you pay off credit card debt, you can also make bi-weekly mortgage payments that will eventually help you eliminate your debt much faster than you expected.

Bi-Weekly Payments - The Basics

One of the unique perks of paying a mortgage or other loan payment on a bi-weekly basis is the extra payment that is made on months that have five weeks. The extra payment is taken directly off of the principal instead of being used to pay off the interest rate of the loan. For months that have the fifth week, it also helps you save money if you manage wisely during the other...

September 14, 2013

Eliminate Your Debt Quickly by Using a Credit Card Payoff Calculator

The Ongoing Burden of Debt

During the 2008 financial crisis and for two years after that, Americans lowered their outstanding consumer debt. However, according to the Federal Reserve, that debt is now rising. The amount of increase in 2012 was 5.9 percent. Likewise, credit card debt now averages $4,878 per family. You can use a credit card payoff calculator like that provided by Half A Payment™ to determine how long that would take to eliminate.

Many Americans find living...

September 12, 2013

How to Quickly Eliminate Debt Using a Student Loan Calculator

The Cost of Higher Education

While using a student loan calculator will give a good perspective on your personal debt, it can’t provide an insight to the national crisis centered on total student loan debts. According to the government’s Consumer Finance Protection Bureau statistics, over 37 million borrowers have outstanding student loans with a balance owed approaching $1 billion. Every month, millions of...

September 8, 2013

Most people who take out student loans, whether they graduate or not, end up with so much debt that it takes fifteen to twenty years to repay the money. One way that you can pay off the debt faster is make more frequent payments and pay larger amounts each month.

Use A Student Loan Calculator

A student loan calculator will show you how much money and time it will take to pay off your loans. You can play around with them and see what happens if you adjust variables such as payment amount and frequency. When you start paying more often, you'll pay less in interest. By increasing your payment amounts, you'll also see your loan balance drop drastically. Check to see...

September 4, 2013

Use a Vehicle Payment Calculator and Learn How to Drive Free Cars for Life

Driving free cars for life sounds pretty great, but how is it possible? Well, you're technically paying for them, once you've paid off your current car payment--and you aren't sending your hard earned money to the bank in the form of loan interest payments--you can save up money faster than ever before by following these steps:

Use a Vehicle Payment Calculator to Pay Off Your Loan

First you need to accelerate your current car loan payments by sending in bi weekly payments. What are bi weekly payments, you ask? Simply put, you divide your monthly payment in half and send in that amount every two weeks. If your payment is $250 a month, then send in $125 every two weeks. Doing this...

August 29, 2013

How to Easily Save Money with a Student Loan Calculator - Half A Payment

Understanding the Power of a Student Loan Calculator

Many people today are dealing with the albatross of student loans. After accumulating tens of thousands of debts while in college, individuals can spend decades dealing with the loans. If you are one of those struggling with these loans, taking a creative approach is one way to see some light at the end of the tunnel. A ray of hope can be found by using a student loan calculator , such as that found at Half A Payment™.

The power of using a payoff calculator lies in showing you how to approach your debts through a disciplined approach to the problem. Doing so will produce savings that can equal thousands of...

August 25, 2013

Using an Early Mortgage Payoff Calculator

An early mortgage payoff calculator makes it easier to take control of your finances and to get ahead on your home's payments. A biweekly mortgage can get your house paid off months, if not years, sooner, will save you money, and gives you the peace of mind to know how much you need to spend each paycheck.

Two Additional Payments Per Year

With a bi weekly mortgage payment, you'll make a payment every time you get paid. Imagine knowing that your house will be paid off years earlier, just because you added two additional payments per year. The payments each paycheck are lower than one lump mortgage, so you'll be able to spend cash on those new shoes you wanted or...

August 21, 2013